S&C Blog

Eight steps to a home mortgage

Eight steps to a home mortgage

Eight steps to a home mortgage 1. Pre-qualification The lender gathers information about the income and debts of the borrower and makes a financial determination about how much house the borrower may be able to afford. When you know how much you are pre-qualified for you can go home shopping...

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Mar 13, 2018

Pet Hair Everywhere

Pet Hair Everywhere

Pet Hair Everywhere We love our furry family members but boy does that pet hair pile up. It ends up on our clothes , furniture and guest that come over. Keeping pet hair under control help our health as well as our pets. Below is ways to get rid of pet hair on your furniture, floors and the source...

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Mar 13, 2018

How To Have A Great Housewarming Party

How To Have A Great Housewarming Party

How To Have A Great Housewarming Party Housewarming parties are a lovely way to show off your new space, get to know some neighbors and spend some time with the people you enjoy. There is no better feeling than the one of a new beginning. Below are 10 tips to a successful housewarming party. 1....

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Mar 13, 2018

HVAC Tips for Homeowners

HVAC Tips for Homeowners

HVAC Tips for Homeowners Air conditioning and heating systems are a very important part of every home. They can bring costly repairs when not maintained correctly. Here are some simple tips to help you maintain your system, make it last a little longer and have a lower energy bill. Take care of...

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Mar 13, 2018

What is title insurance?

What is title insurance?

What is title insurance? The title process is an important step in your property purchase. You may be asking how does it work? What are they looking for? Below is an explanation. Initial Request for Title Insurance An order for title insurance is opened with a title officer who produces the...

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Mar 13, 2018

Things Every Homeowner Should Do

Things Every Homeowner Should Do

Things Every Homeowner Should Do Clean your dryer vent pipe It is time to clean your dryer vent if your clothes start taking longer or do not dry fully, clothes feel hotter at the end of the cycle, outside of the dryer gets hot, outside exhaust flap does not open very much, you notice your...

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Mar 13, 2018

How To Start Your Home Search

How To Start Your Home Search

How To Start Your Home Search Searching for a home is a process with lots of things to consider. Of course calling a Realtor and getting pre-approved with a great local lender are great to insure you get a good team to guide you to the best decision but knowing what you want is very important as...

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Mar 13, 2018

Smart Home Tech

Smart Home Tech

Smart Home Tech Smart Homes are becoming the new norm. As we all get busier and technology advances a market has grown for products to increase our productivity and convenience as well as provide added security for us all. These devices run on bluetooth, WIFI and infrared signal to provided a...

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Mar 13, 2018

Making the most of your home on the market

Making the most of your home on the market

Making the most of your home on the market Make sure your entranceway says “Hey, look at me!”. Freshening up the look of your front door is an easy thing to attract not only buyers from Realtors but make passers by notice as well. Make sure the light at your entry works and it is free of...

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Mar 13, 2018

How Much Does That Home Really Cost?

How Much Does That Home Really Cost?

How Much Does That Home Really Cost? A $200,000 home costs more than a $185,000 home, right? Well, yes and no. Assuming the same type of financing for both homes, the $200,000 home does cost more initially. But many factors contribute to the overall long-term cost of a house. Here are some things...

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Mar 13, 2018

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